When you file a homeowners insurance claim, your insurer will send out an adjuster to evaluate damage and determine a claim payout. Under the best circumstances, your payout will be based on the cost to repair or replace a damaged structure or property.

But what if you feel it’s not a fair payout? Or what if you’re not sure what’s covered under your policy or whether the insurance company adjuster was thorough enough?

A public adjuster can help you with the claims process and ensure that your payout is fair and an accurate reflection of the damage and your coverage.