What Is a Public Adjuster?
The role of a public insurance adjuster is to recover the best possible settlement for their clients.
A policyholder hires a public insurance adjuster to document and expedite their claim and to insulate themselves from the stress of engaging in a confrontational role with a large corporation. The complicated and time consuming task of preparing and presenting a professional claim to an insurer will be alleviated by hiring our team to represent you and your best interests.

Fully reviewing your policy
Expert documenting of all damages
Complete Preparation of Claim
Allowing you to focus on your important things
Negotiating the proper settlement to restore, rebuild, replace, or relocate
What is a Public Insurance Adjuster?
We act as intermediaries between you and your insurance company:
- We represent your interests only
- Documenting the loss and interpreting the language in your policy
- Ensure that you receive the maximum compensation you are entitled to
- We insulate you from all the headaches and games that your carrier will play
When Should You Contact Us?
To maximize effectiveness, we partner exclusively with policyholders per the below:
- New or unfiled claims
- Open insurance claims less than 5 months old
- Property awaiting repairs
- The sooner we get involved, the better. Your carrier will try to confuse policy holders and advise against Public Adjusters, as this is not in their best interest.
How much does it cost?
Our fee is determined by the percentage of the settlement we secure on your behalf—and we get paid when you do.
It may be tempting to handle the insurance claims process yourself. However, our experience has shown that claims that we handle receive significantly higher settlements versus claims filed without our professional representation.
Our Public Adjusting Claim Services
Water Damage
When a pipe bursts in your home or a storm ravishes your community, as a homeowner dread sets in. Thankfully most homeowner policies cover water damages.
Fire & Smoke
If a fire happens at your home, we know how overwhelming and stressful that can be for your family. All insurance policies cover fire and smoke damage claims.
Commercial Claims
Palm Public Adjusting is experienced in commercial and business property related claims.
Why You Need a Public Adjuster
In the property insurance claims process, your insurance company has the upper hand. Hiring a public adjuster ensures that you are equally represented at the table to improve your odds of getting the settlement you deserve.
Better Outcomes
Our involvement normally results in higher settlements compared to claims without our representation. We know how to document, value, and negotiate claims to maximize your compensation.
Zero Upfront Cost
At Palm Public Adjusting, we believe success is mutual. That means we only get paid when you do, based on a percentage of your settlement.
Peace of Mind
Property damage isn’t just disruptive—it’s stressful. Let us handle the paperwork and negotiations while you focus on your family, safety, and recovery.
REVIEWS
Read what a few of our clients have to say about working with us.